Background (1)
Terms and Conditions

Introduction

www.ratainvest.org.nz ('this website') is owned and operated by Rata Foundation ('we', 'us', 'our'). These terms of use constitute an agreement made between you, the website user, ('you', 'your' and us). You must not access or use this website unless you accept all of these terms of use. By accessing and using this website, you are agreeing that you have read, understood, and accepted these terms of use and agree to be bound by them.

1. Interpretation 

In the Terms, the following words have the meanings set out below:

"Content" means any data, information, pictures, graphics, software and other material used or displayed on the Website.

"Restricted Section" means any section of the Website which may only be accessed by registered users using a log-in issued by us.

"User" means any user of the Website.

"we", "us" and "our" refer to Rātā Foundation, Rātā Invest, and Rātā

"you" and "your" refer to you, as a User of the Website.

2. Use of the Website

2.1. While using the Website you agree that you will not use the Website for any purpose that is unlawful or prohibited by the Terms.

2.2. Without limiting paragraph 2.1, you agree that you will not:

  1. Link to the Website without our prior written consent; 
  2. Interfere with or disrupt networks connected to the Website or while accessing or on the Website conduct yourself in a manner that will or is reasonably likely to negatively affect the Website or other Users; 
  3. Attempt to modify, reverse engineer, or reverse-assemble any part of the Website; 
  4. Attempt to gain unauthorised access to any Restricted Section of the Website through password mining or any other means; or 
  5. Violate any applicable laws or regulations. 

2.3. We do not control all the Content on the Website. If you become aware of any Content that is incorrect, inaccurate, or otherwise inappropriate, please notify us, and we will review the Content and, where we consider it appropriate, take steps to remove it or have it updated or corrected.  Subject to paragraph 2.5, we do not warrant or guarantee:

  1. The accuracy or correctness of the Content on the Website; 
  2. That the Content will be free from viruses or other destructive properties; or 
  3. That the operation of the Website will be uninterrupted or error-free, and to the fullest extent permitted by law, we will not be liable for any loss or damage arising directly or indirectly from the above. You acknowledge that the risk as to the operation and performance of the Website and the accuracy and adequacy of the Content on the Website lies with you. 

2.4. The Website contains Content that is developed and/or provided by third parties ("Third Party Content").  Subject to paragraph 2.5:

  1. We do not endorse or warrant any Third-Party Content present on the Website; and 
  2. We take no responsibility for the Third-Party Content and any representations made. 

2.5. The Consumer Guarantees Act 1993 may imply warranties and conditions that cannot be excluded, and the Terms should be read subject to those provisions.  However, you agree that if you access the Website for business purposes the guarantees contained in the Consumer Guarantees Act 1993 will not apply to you.

2.6. We may collect and use information about you in the manner set out in our General User Privacy Policy.

3. Intellectual property

3.1. You acknowledge that we are the proprietor or authorized licensee of the copyright, trademarks (whether registered or not), and all other intellectual property rights in the Content displayed on the Website.

3.2. You agree that you will not reproduce, publish, transmit, or distribute in any way any Content without our prior written consent.

4. Links to third party websites

4.1. Any link to and from a third-party website is not under our control, and we are not responsible for the content on any linked website.

4.2. If you visit a linked website, you will be subject to the terms and conditions of that website, and any dealing will be solely between you and the other website.

5. Assignment

You acknowledge that we may at any time (without the need for your consent) assign any or all of our rights and obligations under the Terms to any other person. 

6. Applicable laws

The Terms will be governed by New Zealand law, and you submit to the exclusive jurisdiction of the New Zealand courts.

7. Severability

If any part of the Terms is deemed invalid or unenforceable the remaining provisions shall remain in full effect.

8. Contact

If you have questions or queries in relation to the Website or the Terms, please contact us at enquiry@ratafoundation.org.nz 
Newsletter Terms and Conditions

  • By filling out a subscription form on www.ratainvest.org.nz, you are signing up for the database of Rātā Invest, a sub-brand of Rātā Foundation, and you agree to the following terms and conditions.
  • This database subscription enables us to send you digital communications about the subscribed topics.
  • Only Rātā Foundation will have rights to the database.  We will take all reasonable steps to ensure that your contact details will always remain confidential.
  • On request, Rātā Foundation will provide you with a copy of your contact details, and at any time, you may ask us to update or remove your contact details from our database, including unsubscribe links on all newsletter communications.  We will comply with a removal request as soon as we reasonably can.
  • Rātā Foundation will not sell your personal information to any third party at any stage.  
  • Data transmission over the Internet can never be guaranteed to be completely secure. However, we use the Rātā Foundation cannot ensure the security of information transmitted via the Internet, either from you or to you. 
      
    Created:  4 November 2024 
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